Real Estate


California's Housing Finance Agency (CalHFA) is helping buyers like you purchase homes  wih little or no money down! Don't wait any longer to realize your dream of homeownership. First, lets see if you are eligible!

For many home buyers the biggest hurdle to homeownership is not income, but down payment. For eligible buyers, CalHFA has home loan programs designed to help you overcome the downpayment hurdle.

Offering 30 Year fixed rate loans combined with deferred down payment options. 0% interest programs are available in certain circumstances on junior loans.


With these programs you don't need to wait years to save for a down payment. School teacher and employee programs are available.